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Senior Software Developer

What is the opportunity?

Senior Software Developer is responsible for development and support activities for RBC Caribbean ATM and POS Channels processing. Partners across IT and with assigned business line(s) to assess, research, and analyze business, technical and system needs in order to resolve business systems issues. Recommends technology solutions that meet sponsor / stakeholder needs. Provides senior production support to the applications and their users and provides off hours production support.

What will you do?

Technical Analysis

• Provides consulting services on new initiatives (small to large and of varying complexity). Assesses, researches, and analyzes business and system needs, exploring alternative options in order to recommend technology solution proposals and designs for senior management that meet sponsor needs and project life cycle (PLC) deliverables including, where applicable, component reusability, data sharing and security.

• Leads detailed design phases for small to large projects / programs identifying, tracking and resolving technical issues. Prepares detailed technical specifications for small to medium projects in accordance with PLC, security and architecture documentation objectives. Works with Project Manager/Scrum Master to determine best mix of development and interfacing applications to meet business requirements and project objectives. Contributes to successful project completion by identifying risks and developing and/or recommending mitigation strategies.

• Develops, codes, documents and executes programs of difficult complexity. Conducts unit, and systems testing. Prepares detailed test plans and documents same for unit, and systems test environments. Prepares activity records and OM documentation. Ensures thorough technical documentation in respect of test plans and all documentation required as part of the systems development life cycle (SDLC) process. Retains test plans, test results and related documentation in order to satisfy an audit review. Signs off on all unit test results, reviews and approves test plans and test cases for any testing beyond unit.

• Develops detailed plans and accurate estimates for completion of build, system testing and implementation phases of project. Develops master distribution lists, implementation and contingency plans ensuring verification is performed. Manages joint development, testing and plans and co-ordinates implementations. Performs performance tuning to improve performance over multiple functions. Coordinates testing with external vendors, as/if required.

• Provides rotating 24/7 support on a scheduled monthly basis with other team members. Support related to all ATM and POS processing systems.

• Organizes and participates in walkthrough reviews of all technical specifications, programs and unit test plans. Provides direction, expertise, feedback, coaching and development to build the capability of other team members. Resolves conflicts / issues and escalates others as appropriate.

Development & Coaching

• May act as team leader.

• Provide direction, expertise, feedback, coaching and development to build the capability of junior staff.

• Continually enhances skills and build knowledge in all aspects of the organization, the business and information systems.

What do you need to succeed?

Education/Experience

• 5 – 7 years’ experience in related field

• Experience on applications with multiple functions

• Previous experience in fast paced environment

• Experience in IT development, support and implementation roles

Process Knowledge

• Experience developing in .NET, c#, SQL

• Knowledge of relational database systems including DB2

• Working experience in Agile and Iterative waterfall methodologies

• Excellent analytical and problem solving skills

• Excellent Communications skills

• Ability to function and learn independently.

Business Knowledge

• Payment Card processing

• Payment Networks – debit and credit

Nice to have

• Knowledge of payment (Visa, MasterCard) and financial systems

• Experience with Blazor

• Multiple platforms e.g. Internet, Client/Server and ability to select appropriate one to meet business needs

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation, commissions, and stock where applicable

• Leaders who support your development through coaching and managing opportunities

• Ability to make a difference and lasting impact

• Work in a dynamic, collaborative, progressive, and high-performing team

• A world-class training program in financial services

• Flexible work/life balance options

• Opportunities to do challenging work

#LI-hybrid
#LI-POST
#TechPJ

Job Skills

.NET Software Development, Active Learning, Agile Methodology, Application Integrations, C Sharp (Programming Language), Detail-Oriented, Enterprise Application Delivery, Group Problem Solving, Linux, Structured Query Language (SQL)

Additional Job Details

RBC WATERPARK PLACE, 88 QUEENS QUAY W:TORONTO

TORONTO

Canada

37.5

Full time

Technology and Operations

Regular

Salaried

2024-03-22

WHAT YOU NEED TO KNOW

• Language Requirement: English oral, reading, writing       
• Experience and formal training combined with demonstrated performance and ability may substitute for stipulated academic requirements. 
• Please save a copy of the job poster. Once the closing date has passed, it will no longer be available. 

We wish to thank all applicants for their interest and effort in applying for this position. Only candidates selected for interviews will be contacted.

Our Technology team wakes up every day with one goal in mind - connecting Canadians to the people and things that matter most. Together, we are proud to support 30 million Canadians each month through managing a robust portfolio that champions leading-edge technology. We drive large-scale, complex, and high-visibility technology projects and programs that shape the future of technology in Canada and expand connectivity from coast to coast. If you are interested in being a part of this, consider applying for the following opportunity:

As a Cloud Support Manager at Rogers, you will lead and manage a team of Cloud Support Specialists that use leading-edge technologies to deploy and maintain IaaS & PaaS services in a public cloud environment. This is a key role within the Public Cloud team that interfaces closely with other teams that are operating in the public cloud, to ensure a best-in-class customer experience to our business partners and end users. The ideal candidate is a self-starter with a strong focus on collaboration, monitoring, incident prevention, continuous improvements, and an innovative mindset that will lead to operational efficiencies. The candidate must have a strong track-record of leading a team, providing customer and technical support.  

What you will be doing...

• Manage and develop a team of Cloud Support Specialists to continuously monitor and maintain cloud applications and services.
• Manage 24/7 on-call rotation, provide escalation support for high severity production issues and help deliver first class service and support to customers.
• Work closely with vendors to ensure platform availability and incident response.
• Lead cloud incidents, RCAs and post-mortems, facilitating Incident and Problem Management to prevent repeated incidents and adhere to agreed service levels.
• Provide insights and recommendations for service or application improvements.
• Lifecycle & patch management for IaaS and PaaS Cloud Services.
• Participate in daily sessions with the larger Cloud team, collaborate with Operations and Engineering to obtain a deep understanding of the Public Cloud usage.
• Develop standards and contribute towards the overall strategy of production support.
• Troubleshoot and resolve technical operational issues related to cloud Infrastructure.
• Ensure knowledge of the platforms is accurately maintained and play a lead role in ensuring the transfer across all support staff.

What you have...

• Experience as a client facing hands-on Lead or Manager of Cloud Support.
• Customer centric and realize the value of providing excellent customer service and support.
• Technical knowledge of at least one public cloud provider (Azure, AWS, OCI or GCP) and core understanding of the cloud service models (IaaS, PaaS, SaaS)
• Ecstatic about Public Cloud, and familiar with end-to-end build and deployment processes.
• Proven leadership skills and the ability to motivate teams. Exceptional abilities at mentoring and engaging others, empowering your team, and inspiring them to excellence.
• Experience working both independently and, in a team-oriented, collaborative environment is essential.
• Strong written, interpersonal, and oral communications skills and ability to communicate effectively to senior management.
• Demonstrated ability to think strategically about business, product, and technical challenges.
• Knowledge of container technologies (Azure AKS, Docker, Kubernetes, EKS, ECS)
• Strong knowledge and awareness of modern system administration, monitoring & observability, orchestration, configuration management and process management tools (i.e. Azure Monitor, AWS Cloud Watch, Log Analytics, Dynatrace, Zabbix, Grafana, Linux / Windows OS, Apache, NGINX, Git, Ansible, Azure DevOps, Cloud Formation, Terraform, or similar).
• Familiarity with fundamental networking/distributed computing environment concepts; NFS, key-based SSH; DNS; familiar with basic networking concepts: switching, routing, OSI network layers, firewalls, load-balancing at various layers, SMTP, HTTPS, SSL, SSH, AD
• A solid understanding of programming and scripting languages (Bash, Python)

 
Schedule: Full time
Shift: Day
Length of Contract: Not Applicable (Regular Position)
Work Location: 8200 Dixie Rd (341), Brampton, ON 
Travel Requirements: None
Posting Category/Function: Technology & Information Technology

Contributes to development of world-class digital products and experiences on the Android platform that touch millions of Scotiabank customers every day. Contributes to the overall success of the Digital Banking Unit in Canada, ensuring specific individual goals, plans, initiatives are executed / delivered in support of the team’s business strategies and objectives.  Ensures all activities conducted are in compliance with governing regulations, internal policies and procedures.
 

Is this role right for you? In this role you will:

• Champions a customer focused culture to deepen client relationships and leverage broader Bank relationships, systems and knowledge.
• Work with product owners and business system analysts to refine ticket requirements in JIRA and Confluence, review pull requests, and implement documented designs.
• Develop high-quality code by reviewing work with designer and product owners and resolving any issues quality assurance testers.
• Collaborate closely with a team of Android, IOS, and backend developers to work on both new features and incremental improvements to the bank’s flagship mobile app 
• Adheres to and demonstrates good coding conventions and best practices, and helps to maintain the architecture of the project
• Stays on top of reviewing others’ code, actively contributing suggestions and catching potential issues
• Always works to balance user experience, performance (client and backend), and security
• Understand how the Bank’s risk appetite and risk culture should be considered in day-to-day activities and decisions.
• Actively pursues effective and efficient operations of his/her respective areas in accordance with Scotiabank’s Values, its Code of Conduct and the Global Sales Principles, while ensuring the adequacy, adherence to and effectiveness of day-to-day business controls to meet obligations with respect to operational, compliance, AML/ATF/sanctions and conduct risk. 
• Champions a high performance environment and contributes to an inclusive work environment. 

Do you have the skills that will enable you to succeed in this role? We'd love to work with you if you have:

• 5 or more years of Android development
• In-depth knowledge of Kotlin and Java programming languages, RxJava, Dagger, Android Studio and other tools used in Android Development
• Good knowledge of coding patterns such as MVVM and clean code best practices
• Knowledge of Jetpack Compose, Navigation Components and other modern Android Development tools and libraries
• Good knowledge of unit-testing
• Experience with accessibility and analytics
• You have a proficient understanding of code versioning tools, such as Git
• Competent in software engineering and computer science principles
• Experience in integrating Third Party libraries and SDKs
• Experience building applications that consume RESTful APIs
• Experience with tools such as: JIRA, Confluence, Bitbucket
• Good problem solving skills and excellent communication
   

 
What's in it for you?

• Diversity, Equity, Inclusion & Allyship - We strive to create an inclusive culture where every employee is empowered to reach their fullest potential, respected for who they are, and are embraced through bias-free practices and inclusive values across Scotiabank. We embrace diversity and provide opportunities for all employee to learn, grow & participate through our various Employee Resource Groups (ERGs) that span across diverse gender identities, ethnicity, race, age, ability & veterans.
• Accessibility and Workplace Accommodations - We value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. Scotiabank continues to locate, remove and prevent barriers so that we can build a diverse and inclusive environment while meeting accessibility requirements.  
• Upskilling through online courses, cross-functional development opportunities, and tuition assistance.  
• Competitive Rewards program including bonus, flexible vacation, personal, sick days and benefits will start on day one.
• Community Engagement - no matter where you choose to work from; we offer opportunities for community engagement & belonging with our various programs such as hackathons, contests, cooking with friends, Humans of Digital and much more!

Working location condition: Hybrid 

#LI-Hybrid

Global Banking and Markets Engineering (GBME) is the fast-moving, award-winning technology engine that powers Scotiabank’s Corporate, Investment Banking and Capital Markets businesses.

The Role

GBME is searching for Software Engineers who are continuous learners and are eager to boost capabilities of capital markets products and analytics platforms.

Do you thrive when faced with challenges? Like using fresh technologies to solve problems? Looking to work in various projects across the organization, collaborating with great teams and inspiring leaders? Then this is the right team for you!  In this exciting role, you’ll apply your analytical skills to design and develop applications that deliver excellence, effectiveness, and value to our business partners and customers.

Is this role right for you? In this role you will:

• Work closely with end users, and business teams to understand business needs, conduct gap analysis and requirements assessments as needed
• Partner with Architecture on the design and integration
• Deliver and enhance new and current solutions and applications
• Be involved in the full life cycle of a project, responsible for producing actionable and complete specifications, writing production quality code, and implementation
• Design, deliver and implement a database schema
• Design test sets and automate where possible, including functional and non functional testing, regression testing as well as performance testing
• Write deployment scripts and leverage tools such as the Accelerator pipeline to promote code
• Support the solution in production (as needed)
• Improve the end user experience by finding scalable solutions and addressing complex ad hoc queries.
• Effectively communicate with technical and non-technical audiences
• Able to work with and refactor legacy code (as needed).
• Coach and train end users (as needed). 
• Participate and run SCRUM Meetings (as needed).

You are passionate about developing applications that are reusable, efficient, and scalable, working in an innovated cross functional team environment.

Do you have the skills that will enable you to succeed in this role? We’d love to work with you if you have:

• Experience with 2 or more modern development languages (Python, Java, etc.)
• 4+ years’ experience developing, deploying, and maintaining large scale applications with complex integration.
• Recent experience with relational and non relational databases.
• 2 + years’ experience reading, writing, and running SQL scripts.
• Experience with UNIX Shell scripting in Sun Solaris/Linux environments
• Experience working in an Agile environment, with experience and understanding of Test-Driven Development methodology.
• Bachelor’s degree in computer science, Engineering or relevant experience.

What's in it for you?

• Diversity, Equity, Inclusion & Allyship - We strive to create an inclusive culture where every employee is empowered to reach their fullest potential, respected for who they are, and are embraced through bias-free practices and inclusive values across Scotiabank. We embrace diversity and provide opportunities for all employee to learn, grow & participate through our various Employee Resource Groups (ERGs) that span across diverse gender identities, ethnicity, race, age, ability & veterans. 
• Accessibility and Workplace Accommodations - We value the unique skills and experiences everyone brings to the Bank and are committed to creating and maintaining an inclusive and accessible environment for everyone. Scotiabank continues to locate, remove, and prevent barriers so that we can build a diverse and inclusive environment while meeting accessibility requirements. 
• Remote-friendly work environment will provide you with the flexibility to perform at your best. 
• Upskilling through online courses, cross-functional development opportunities, and tuition assistance.   
• Competitive Rewards program including bonus, flexible vacation, personal, sick days and benefits will start on day one.
• Community Engagement - no matter where you choose to work from; we offer opportunities for community engagement & belonging with our various programs such as hackathons, contests, cooking with friends, Humans of Digital and much more!

The successful candidate must be legally able to work in the country of the position. Final candidate will be required to undergo Pre-Employment Background Checks including a Criminal Record Check. 

This position will be posted until end of day: 03/19/2024

The Team

Global Banking and Markets Engineering (GBME) is the fast-moving, award-winning technology engine that powers Scotiabank’s Corporate, Investment Banking and Capital Markets businesses.

GBME is searching for Software Engineers who are continuous learners and are eager to boost capabilities of capital markets products and analytics platforms.

The successful candidate will have a strong technical and engineering mindset.  You will work closely with business teams and cross functional engineering leaders to develop and implement market leading solutions for the various projects within GBME.  

Is this role right for you? In this role you will:

• Work closely with end users, and business teams to understand business needs, conduct gap analysis and requirements assessments as needed
• Partner with Architecture on the design and integration
• Deliver and enhance new and current solutions and applications
• Be involved in the full life cycle of a project, responsible for producing actionable and complete specifications, writing production quality code, and implementation
• Design, deliver and implement a database schema
• Design test sets and automate where possible, including functional and non functional testing, regression testing as well as performance testing
• Write deployment scripts and leverage tools such as the Accelerator pipeline to promote code.
• Support the solution in production
• Improve the end user experience by finding scalable solutions and addressing complex ad hoc queries.
• Effectively communicate with technical and non-technical audiences
• Able to work with and refactor legacy code (as needed).
• Coach and train end users (as needed). 
• Participate and run SCRUM Meetings (as needed).

Do you have the skills that will enable you to succeed in this role? We’d love to work with you if you have:

• Experience with 2 or more modern development languages (Python, Java, etc.)
• 4+ years’ experience developing, deploying, and maintaining large scale applications with complex integration.
• Recent experience with relational and non relational databases.
• 2 + years’ experience reading, writing, and running SQL scripts.
• Experience working in an Agile environment, with experience and understanding of Test-Driven Development methodology.
• Bachelor’s degree in computer science, Engineering or relevant experience.

Soft Skills

• Excellent communication and presentation skills.
• Work as a contributing member of a team.
• Values quality, while still managing expectations and deliverables.
• Open to ideas and gives and receives feedback well.
• Wants to understand financial market.

What's in it for you?

• Diversity, Equity, Inclusion & Allyship - We strive to create an inclusive culture where every employee is empowered to reach their fullest potential, respected for who they are, and are embraced through bias-free practices and inclusive values across Scotiabank. We embrace diversity and provide opportunities for all employee to learn, grow & participate through our various Employee Resource Groups (ERGs) that span across diverse gender identities, ethnicity, race, age, ability & veterans. 
• Accessibility and Workplace Accommodations - We value the unique skills and experiences everyone brings to the Bank and are committed to creating and maintaining an inclusive and accessible environment for everyone. Scotiabank continues to locate, remove, and prevent barriers so that we can build a diverse and inclusive environment while meeting accessibility requirements. 
• Remote-friendly work environment will provide you with the flexibility to perform at your best. 
• Upskilling through online courses, cross-functional development opportunities, and tuition assistance.   
• Competitive Rewards program including bonus, flexible vacation, personal, sick days and benefits will start on day one.
• Community Engagement - no matter where you choose to work from; we offer opportunities for community engagement & belonging with our various programs such as hackathons, contests, cooking with friends, Humans of Digital and much more! 

Canadian Pacific (CP) and Kansas City Southern (KCS) are now CPKC. As the only truly North American railway, we are making big moves! Drawing on our strong foundations and heritage, CPKC moves essential goods across our 20,000-mile network to support economic growth throughout Canada, the U.S. and Mexico. Be a part of history as we connect a continent and create exciting career opportunities across our new transnational network. Visit cpkcr.com to learn about the CPKC advantage, our purpose and culture.

PURPOSE OF THE POSITION:

The Software Developer II will be responsible for analyzing, developing, testing, implementing and documenting software solutions/applications that will contribute to CP's ability to achieve it's organizational goals. The Software Developer II (IS) role will utilize their technology background to help meet departmental service level objectives. Software Developer II will demonstrate proficiency in providing user support by responding to customer calls and correspondence to ensure customers are well satisfied. Using established analytical skills, assists in troubleshooting and examining systems to identify technical issues and guide to root cause.

POSITION ACCOUNTABILITIES:

• Gather, refine, and document system requirements to ensure functionalities follow best practice methodologies;
• Code, test, document and deliver requested functionality changes or enhancements to new or existing enterprise applications;
• Produce technical documentation (i.e. requirements, design documents, turnover documentation, test plans) for requested functionality changes or enhancements;
• Work within established CP software development standards and configuration management procedures and processes;
• Assist in the creation of the system design and functional specifications;
• Provide Functional Support for applications as needed;
• Responsible for developing and testing solutions, coordinate the implementation and completion of recommended specifications application;
• Provide code and database administration in live and test environments;
• Write technical procedures and documentation for the applications including operations, user guide, etc.;
• Provides on-call support on rotation for production environments in a 24 x 7 schedule.
• Participate in meetings with team to discuss progress and issues to be resolved, and report progress on a weekly basis to the Manager and perform various other duties as required.

POSITION REQUIREMENTS:

• Bachelor's Degree in Computer Science, Engineering, Information Systems, or related discipline Required
• 7+ years of experience with Java development.
• Experience designing and working with REST APIs
• API development experience in service and resource-oriented architectures
• Extensive experience in building Distributed, Service Oriented, Micro service-style and cloud-based architectures (Amazon, ECS, Docker, OpenShift, Kubernetes)
• Hands-on experience with rational databases (e.g. Oracle,SQL Server) and caching technology (e.g. Redis)
• Hands-on experience with Linux and Unix Shell Scripting
• Extensive experience with Jenkins, TeamCity, Sonar Cube, Bitbucket
• Knowledge of developing web interfaces using modern JavaScript/CSS frameworks (React, Angular)
• Strong verbal and written communication
• You have a desire to teach and learn from your peers

NICE TO HAVE:

• Experience with Kubernetes, Kafka and MQ
• knowledge of CI/CD tools (Jenkins, Azure/AWS DevOps CI, Github, etc)
• Previous experience in performing on-call duties on a weekly rotation

WHAT CPKC HAS TO OFFER:

• Flexible and competitive benefits package
• Competitive company pension plan
• Employee Share Purchase Plan
• Performance Incentive Program
• Annual Fitness Subsidy
• Part-time Studies Program

ADDITIONAL INFORMATION:

As an employer with North American presence, the possibility does exist that the location of your position may be changed based on organizational requirements.

Background Investigation:

The successful candidate will need to successfully complete the following clearances:       

• Criminal history check
• Reference check

Management Conductor Program:

Becoming a qualified conductor or locomotive engineer is the single best way for a management employee to learn the business at CPKC. You may be required to obtain a certification or to maintain your current certification/qualification as a conductor or locomotive engineer.

CPKC is an employment equity employer committed to the principles of employment equity and inclusion. We encourage all qualified candidates to apply including women, Black, Indigenous, People of Colour (BIPOC), members of the LGBTQ+ community, and people with disabilities. Accommodations for the job application process can be provided, as appropriate, upon request. All applicant information will be managed in accordance with the federal Personal Information Protection and Electronic Documents Act (PIPEDA)”. 

PURPOSE OF THE POSITION:

The IS team provides cloud development services for multiple solutions across CPKC. The cloud team is responsible for helping application teams across CPKC with cloud (AWS and Azure) solutions including real-time data processing, on premise integrations, custom web applications, chat bots, and container-hosted applications. The team is responsible for designing, developing, and supporting cloud solutions that provide both integrations to on premise IS applications and applications directly for use by end-users at CPKC. This role will be responsible for working with Solution Architects, Business Analysts, and other members of the business to develop, deliver, and support cloud solutions primarily using serverless components.  This position will have a focus on Microsoft Azure, but will be expected to do some work in AWS.

POSITION ACCOUNTABILITIES:

• Responsible for maintaining and supporting the application and related data processes in a production environment
• Develops applications following standards set by and for the team, including promotion standards, naming standards, integrations standards, documentation standards, and code repository standards
• Responsible for monitoring usage to reduce cloud costs
• Collaborates closely with project teams, including Business Analysts, Solution Architects, Project Managers, Application Developers, and Developers
• Collaborates with other members of the cloud team to provide and receive peer reviews of all cloud production deployments
• Sustainment responsibilities can include: Immediate incident resolution of application problems, performance problems, and integration problems
• Provides 24/7 on call support in rotation for cloud support
• Understands the importance of secure data and maintains the confidentiality of CPKC data

POSITION REQUIREMENTS:

• 5+ years of experience in Azure development
• 5+ years of experience with core Azure services, especially Azure Functions, Blob Storage, Service Bus, Azure App Service, Azure Static Web Apps, Azure Container Instances, Azure Kubernetes Services, Azure SQL, and Azure Cosmos DB
• 5+ years of Experience with monitoring solutions such as Azure Monitor
• Knowledge of writing infrastructure as code (IaC) using Azure Resource Manager (ARM) templates or Bicep
• Proficiency in Azure SDKs, Azure PowerShell, Azure CLI, data storage options, data connections, and APIs
• Experience in app authentication and authorization, compute, and container deployment, debugging, performance tuning, and monitoring
• Strong Python development skills
• Experience in Azure cost management and optimization, including the ability to implement strategies to reduce costs while ensuring performance and reliability

WHAT CPKC HAS TO OFFER:

• Flexible and competitive benefits package
• Competitive company pension plan
• Employee Share Purchase Plan
• Performance Incentive Program
• Annual Fitness Subsidy
• Part-time Studies Program

ADDITIONAL INFORMATION:

As an employer with North American presence, the possibility does exist that the location of your position may be changed based on organizational requirements.

Background Investigation:

The successful candidate will need to successfully complete the following clearances:       

• Criminal history check
• Reference check

Management Conductor Program:

Becoming a qualified conductor or locomotive engineer is the single best way for a management employee to learn the business at CPKC. You may be required to obtain a certification or to maintain your current certification/qualification as a conductor or locomotive engineer.

Ministry: Technology and Innovation
Location: Remote across Alberta. This position is eligible for remote work, you must reside in Alberta to work remotely. Candidates in Edmonton area eligible for hybrid or in-office
Full or Part-Time: Full Time
Hours of Work: 36.25 hours per week
Scope: Open Competition
Closing Date: March 19th, 2024
Classification: Program Services 2
Salary: $2,345.14 to $3,076.28/ bi-weekly ($61,208 to  $80,290/ year)